We are pleased to present below all posts archived in 'January 2017'. If you still can't find what you are looking for, try using the search box.
There’s a universal need for debt relief. People from all types of backgrounds and income levels might face unforeseen debt due to an unexpected health issue, loss of employment, or other unfortunate circumstance. A good attorney won’t judge you, no matter who you are or where you come from. Moreover, a good attorney will explain to you how each unique aspect of your case will affect your bankruptcy process and what can be done to ensure that you reach your fresh start!
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Why should I pay money I don’t have to a lawyer to file for bankruptcy? Isn’t it just filling out a few forms!”
Countless bankruptcy attorneys have heard words similar to these, not only from potential bankruptcy clients, but even from other (non-bankruptcy) lawyers. So should you, a person thinking about filing for bankruptcy, pay a lawyer to represent you or file pro se (without a lawyer)? There are a lot of articles on this, such as one I wrote, discussing some of the bad things that can happen because you don’t know what you don’t know. But simply looking at the numbers shows that it isn’t a good idea to file without a lawyer.
Would you be surprised to discover that your car is underwater? Not underwater in the sense of being wet, but in a financial sense. You are financially underwater with your loan if the fair market value of your vehicle is substantially less than the debt you owe.